Don’t face your insurer alone.

Public adjusters typically work on contingency — a percentage of the final insurance claim settlement, usually 10–15%, paid only if the claim is paid. Most states cap the maximum fee. You owe nothing upfront, and if the adjuster doesn't recover anything, you don't pay. Fee limits and disclosures are regulated by each state's department of insurance.

Yes — completely free. Searching, browsing, and contacting insurance claim professionals on ClaimLink.ai never costs homeowners anything. No subscription, no credit card, no hidden fees.

Consider hiring a licensed professional when the damage is significant, when your insurer has denied or underpaid the insurance claim, when the scope of repairs is being disputed, or when you simply don't have time to manage the process yourself. For small, straightforward claims you can often handle it alone; for larger or contested claims, a public adjuster, appraiser, or attorney often recovers far more than their fee.

Every professional is discovered through verified public records and state licensing boards before they appear in search. License numbers, the source of the verification, and the state of licensure are shown on every profile. For claimed profiles, we additionally verify identity, certifications, and insurance on file where applicable.

A public adjuster is a licensed professional who negotiates your insurance claim with the insurer on your behalf — documenting damage, scoping repairs, and fighting for a fair settlement. An insurance attorney is a lawyer who represents you in formal disputes and lawsuits — usually brought in after a denial, a bad-faith situation, or when litigation is on the table. Many homeowners start with a public adjuster and only engage an attorney if the claim escalates.

A denied insurance claim is not the end of the road. You can request a written explanation of the denial, invoke the appraisal clause in your policy (if available), hire a public adjuster to reopen the claim, or consult an insurance attorney about a formal appeal or lawsuit. Licensed insurance attorneys on ClaimLink specialize in exactly this — denied, delayed, and bad-faith insurance claims.