Appraiser Firm — Indianapolis, IN
Independent appraisals for disputed or underpaid losses.
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Platinum Loss Solutions brings technical depth to disputed insurance claims as a Indianapolis-based independent appraiser. Matching statutes, ACV vs. RCV mechanics, code-upgrade coverage — the difference between a fair appraisal award and an underpaid one often comes down to these details. Platinum Loss Solutions knows how to document, argue, and win.
Tell Platinum Loss Solutions about your claim. Most inquiries get a reply the same day.
Confirm appraisal is available under your policy and gather the disputed scope.
Walk the loss, measure, and document — independent of carrier influence.
Written valuation and supporting evidence exchanged with the carrier-side appraiser.
Agreed award where possible; otherwise argue your position to an umpire.
Appraisal is a built-in policy remedy for disagreement on the amount of loss. Faster and cheaper than a lawsuit, and the award is binding.
A competent appraiser has no financial stake in the outcome beyond their fee. That independence is what makes the process legally meaningful.
Matching statutes, code-upgrade coverage, ACV-vs-RCV mechanics — the difference between a fair award and a bad one often comes down to this detail.
Typical appraiser results on common claim types in Indiana. Actual outcomes depend on policy language, damage, and timing.
A Indianapolis homeowner was offered a partial-slope patch after a storm. Matching-shingles analysis and state-specific matching statute arguments converted the decision to a full roof replacement — with manufacturer-specified ice-and-water shield, drip edge, and code-required upgrades included.
An initial carrier estimate missed several covered line items. Careful scope review, supporting photographs, and code-required documentation resulted in a supplemental payment materially larger than the original offer — returning the policyholder closer to whole.
If your policy is with any of these, Platinum Loss Solutions can help.
Be the first to share your experience with Platinum Loss Solutions.
When you and your carrier agree a covered loss happened but can't agree on the amount. Appraisal is a policy-level alternative to litigation — it's usually faster and cheaper. Platinum Loss Solutions can review your denial or low settlement letter and tell you whether appraisal is the right move.
Each side selects a competent, disinterested appraiser. The two appraisers try to agree on the amount; if they can't, a neutral umpire decides. Any two of the three sign the award, and it's binding.
Each party pays their own appraiser, and the cost of the umpire is shared equally. Fees are typically hourly or a flat engagement — disclosed in writing before any work begins.
Appraisal only covers disputes over the amount of a covered loss. If coverage itself is denied, you'll need a public adjuster or attorney first to establish coverage — then appraisal can resolve the dollar amount.
Answers based on appraiser best practices in Indiana. Platinum Loss Solutions can speak to your specific situation in a free call.
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