Lighthouse Disaster Services is a licensed claims professional serving policyholders in Baton Rouge, Louisiana. With specialized expertise in insurance claim documentation, negotiation, and settlement advocacy, Lighthouse Disaster Services helps homeowners and commercial clients recover the full value of their covered losses.
Get in touch
Tell Lighthouse Disaster Services about your claim. Most inquiries get a reply the same day.
What Lighthouse Disaster Services helps with
restoration claims
Water damage and burst pipes
Fire and smoke damage
Mold Restoration claims
How Lighthouse Disaster Services works with homeowners
1
Intake
Tell the story of your loss and share your policy and damage photos.
2
Assessment
Independent review of your claim — scope, policy, and carrier position.
3
Action plan
A clear next step tailored to your situation, with written recommendations.
4
Resolution
Ongoing advocacy through documentation, negotiation, and settlement.
Service area
Baton Rouge, LA
Baton Rouge
Baton Rouge metro area
Louisiana statewide
Why hire a licensed restoration/mitigation in Louisiana
Licensed and accountable
Licensure means a legal duty to work in your interest, continuing-education requirements, and a state regulator to complain to if something goes wrong.
Experience the carrier respects
Carriers respond differently when a licensed professional is on the file. The paperwork, cadence, and language matter.
Transparent pricing
Fees are disclosed in writing before any work begins. No surprise invoices, no hidden scope.
Representative outcomes
Typical restoration/mitigation results on common claim types in Louisiana. Actual outcomes depend on policy language, damage, and timing.
$14K → $62KWater damage
Burst supply line, kitchen ceiling collapse
A Baton Rouge homeowner came home to a ceiling already on the floor — an upstairs supply line had failed overnight. The carrier's field adjuster scoped cosmetic drywall repair and a fraction of the flooring. Reopening the claim with proper moisture mapping, cabinet box damage documentation, and code-required electrical work moved the settlement from roughly $14K to $62K — enough to replace the full affected floor and bring the home back to pre-loss condition.
Smoke-damage contents recovery
Fire and smoke
A contained kitchen fire left structural damage limited — but smoke and soot traveled through the HVAC into every room. The carrier's initial scope treated contents as cleanable. Line-by-line inventory, independent hygienist testing, and non-salvageable declarations for soft goods brought contents recovery from about $9K to over $50K, plus ALE for the family's temporary stay.
Carriers restoration/mitigations commonly handle
If your policy is with any of these, Lighthouse Disaster Services can help.
State FarmAllstateFarmersTravelersUSAALiberty MutualNationwideProgressive
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Questions people ask
How do I know if I need a restoration/mitigation?
If you're facing an insurance claim that's complex, denied, underpaid, or just confusing, a licensed restoration/mitigation can make a real difference. The first consultation with Lighthouse Disaster Services is free and tells you whether it's worth moving forward.
What does the first call look like?
You share the story of your loss. Lighthouse Disaster Services asks a few questions, reviews your damage and any carrier correspondence, and tells you — plainly — what your options are. No pressure, no surprise invoices.
Is Lighthouse Disaster Services licensed in Louisiana?
Yes. Lighthouse Disaster Services is a licensed restoration/mitigation verified through the Louisiana state licensing database. Licensure means accountability, continuing education, and a legal obligation to work in your best interest.
How much does this cost?
Pricing varies by scope and engagement type. Lighthouse Disaster Services will disclose fees in writing before any work begins — no hidden charges, no surprise invoices.
Answers based on restoration/mitigation best practices in Louisiana. Lighthouse Disaster Services can speak to your specific situation in a free call.
Are you Lighthouse Disaster Services?
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