Pandit Law

Attorney Firm — New Orleans, LA

Bad faith. Coverage disputes. Underpaid claims. We litigate all of it.

attorneyProperty DamageHurricaneFlood

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About Pandit Law

Pandit Law is a New Orleans-based insurance attorney who handles the cases carriers hope policyholders will abandon: denied claims, unreasonable delays, lowball offers, and outright bad faith. If your carrier has stonewalled, lowballed, or denied your claim, Pandit Law can tell you whether you have a case — and what it's worth.

Get in touch

Tell Pandit Law about your claim. Most inquiries get a reply the same day.

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What Pandit Law helps with

  • attorney claims
  • Property Damage claims
  • Hurricane claims
  • Flood and storm surge claims

How Pandit Law works with clients

  1. Intake

    Tell the story of your loss and share your policy and damage photos.

  2. Assessment

    Independent review of your claim — scope, policy, and carrier position.

  3. Action plan

    A clear next step tailored to your situation, with written recommendations.

  4. Resolution

    Ongoing advocacy through documentation, negotiation, and settlement.

Service area

Service area map — New Orleans, LA
New Orleans, LA
  • New Orleans
  • New Orleans metro area
  • Louisiana statewide

Why hire a licensed attorney in Louisiana

  • Handles what negotiation can't

    When a carrier is acting in bad faith, stonewalling, or flatly denying coverage, litigation is the tool that makes them respond.

  • Contingency billing on most cases

    Most insurance attorneys don't charge upfront. Statutory fee-shifting provisions in many states make the carrier pay if you win.

  • Protects the statute of limitations

    Claim-related lawsuits have hard deadlines. A brief consultation can tell you whether the clock is close to running out on your claim.

Representative outcomes

Typical attorney results on common claim types in Louisiana. Actual outcomes depend on policy language, damage, and timing.

NFIP supplement after a low initial payout

Flood

An NFIP adjuster's initial Proof of Loss underpaid the HVAC, water heater, and subfloor line items. A supplemental POL with manufacturer pricing and code-required replacement documentation added over $24K to the recovery, within policy limits.

Reopened claim, corrected scope, better recovery

Reopen & supplement

An initial carrier estimate missed several covered line items. Careful scope review, supporting photographs, and code-required documentation resulted in a supplemental payment materially larger than the original offer — returning the policyholder closer to whole.

Carriers attorneys commonly handle

If your policy is with any of these, Pandit Law can help.

State FarmAllstateFarmersTravelersUSAALiberty MutualNationwideProgressive

Reviews

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Questions people ask

Do I have a case against my insurance company?

Possibly. If your claim was denied, underpaid, or unreasonably delayed, Louisiana law may give you a cause of action — including bad-faith and statutory remedies. The first consultation is usually free and tells you whether litigation is worth pursuing.

How much does an insurance attorney cost?

Most insurance attorneys work on contingency — a percentage of the recovery, typically paid only if you win. Statutory attorney's-fees provisions in Louisiana can also shift fees to the carrier in some cases.

How long does an insurance lawsuit take?

It varies. Many cases resolve in mediation within 6–12 months of filing. Complex bad-faith or large commercial cases can take longer. Pandit Law will walk you through a realistic timeline during the initial review.

Should I hire an attorney or a public adjuster?

Public adjusters handle the claim itself — documentation, negotiation, recovery. Attorneys handle the legal fight when the carrier won't play fair. Many successful claims use both, often in sequence.

Answers based on attorney best practices in Louisiana. Pandit Law can speak to your specific situation in a free call.

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