Undisclosed mold behind a slow leak
Mold remediationMonths after a minor under-sink repair, a homeowner noticed a musty smell and a bowing cabinet kick. Testing confirmed active growth in the wall cavity. The carrier initially declined coverage, citing the mold exclusion. Establishing the sudden-and-accidental origin — and the resulting covered water loss — unlocked remediation, containment, cabinetry replacement, and clearance testing.